Pin-Up KYC and AML Policy

Pin-Up applies KYC and AML procedures to confirm the identity of every account holder, prevent fraudulent conduct, and counter financial crime across all transactions on the platform. The following guarantees underpin this commitment:

• Fair play is upheld by ensuring all users operate under verified and equal conditions.
• User safety is protected through continuous monitoring and proactive security measures.
• Transparency is maintained in every step of the verification and compliance process.
• Full regulatory compliance is observed in accordance with applicable Nigerian laws and international AML standards.
• Personal data submitted during verification is handled with strict confidentiality and lawful purpose.

Every new user registered on Pin-Up is required to complete an identity check before accessing full platform features, including withdrawals and certain account functions. The following categories of documents may be requested during the ID verification process:

• A valid government-issued photo identification document, such as a national identity card, international passport, or driver’s licence.
• Proof of residential address, typically in the form of a recent utility bill, bank statement, or official correspondence dated within the last three months.
• Confirmation of ownership of the payment method used for deposits or withdrawals, which may include a screenshot, bank letter, or card statement.
• Additional supporting documentation may be requested at any stage if the initial submission is insufficient or if further due diligence is required.

Pin-Up maintains a structured set of internal controls to prevent money laundering, the financing of terrorism, and other forms of financial misconduct on the platform. The following measures are actively applied:

• Continuous transaction monitoring to detect irregular or suspicious activity across all account operations.
• Automated detection rules that flag unusual patterns, including atypical deposit volumes or rapid fund cycling.
• Enhanced due diligence applied to accounts or transactions identified as high-risk, based on behavioural or financial indicators.
• Manual review of large or unusual transfers that fall outside expected user behaviour or established thresholds.
• Risk scoring assigned to accounts based on activity history, funding sources, and geographic factors.
• Screening against international sanctions lists and Politically Exposed Persons (PEP) databases to identify elevated-risk individuals.
• Reporting obligations fulfilled by disclosing relevant information to competent Nigerian authorities where legally required.

Certain actions are strictly forbidden on the Pin-Up platform in order to support the integrity of KYC and AML compliance obligations. The following conduct is prohibited:

• Operating more than one registered account, including the use of alternate identities or third-party details for registration.
• Submitting forged, altered, or unlawfully obtained identification or supporting documents during any stage of the verification process.
• Conducting or attempting to conduct transactions intended to disguise the origin or destination of funds.
• Exploiting platform systems, payment processes, or account features in a manner designed to circumvent security measures.
• Transferring, selling, or granting access to a registered account to any other individual.
• Depositing or withdrawing funds using payment instruments that are not registered under the verified account holder’s name.
• Providing false, misleading, or incomplete personal information during registration or at any point of identity verification.

Any breach of KYC or AML obligations will result in immediate enforcement action against the account in question. Depending on the severity and nature of the violation, applicable measures include temporary or permanent account suspension, freezing or confiscation of funds linked to suspicious activity, cancellation of bets or associated winnings, and reporting of the matter to the relevant Nigerian regulatory or law enforcement authorities where applicable.

Every account holder on Pin-Up is personally responsible for ensuring that the information provided during registration and throughout account use is accurate, complete, and kept up to date at all times. Users are required to complete the ID verification process within the timelines specified by the platform and to respond promptly to any requests for additional documentation or clarification. Only payment methods registered in the account holder’s own name should be used for all deposit and withdrawal transactions. Should a user become aware of any suspicious or unauthorised activity relating to their account, they are expected to report it to Pin-Up’s support team without delay. Failure to fulfil these responsibilities may result in restrictions being placed on account access or the suspension of financial operations.

Pin-Up is committed to upholding fair play and transparency as foundational principles, ensuring that every user on the platform operates within a secure and equitable environment. The following principles guide this commitment:

• Full compliance with applicable KYC and AML regulatory requirements, in line with Nigerian law and international standards.
• Strict confidentiality and lawful handling of all personal data submitted by users during the verification process.
• Ongoing monitoring of account activity to identify and respond to any indicators of suspicious activity.
• Active prevention of manipulation, collusion, and any conduct that undermines the fairness of platform operations.
• Dedicated user support on all matters relating to account safety, document submission, and compliance queries.
• Shared responsibility between the platform and its users in maintaining a trustworthy and law-abiding environment.
• Equal conditions applied to all account holders, regardless of their activity level or funding history.