Quick Ways to Fund Your Account in NGN

You can use popular Nigerian cards, bank transfer, local wallets, and crypto. No commission is charged on deposits here. The minimum deposit is ₦500 and the maximum per transaction is ₦5,000,000. Funds are credited instantly or within a few minutes depending on the method.

Security and verification

All transactions use bank‑grade encryption and anti‑fraud checks. You may be asked to verify identity or ownership of the payment method before large amounts are approved.

Most players use familiar local rails for speed and reliability. Pick the option that matches your bank or wallet for the quickest credit.

• Visa/Mastercard (NGN cards) – Use your debit or credit card issued by a Nigerian bank. Advantage: instant credit and strong 3‑D Secure protection.
• Verve Card – Local card brand supported by many banks. Advantage: quick approvals and NGN billing.
• Bank Transfer (NIP) – Send funds from your mobile banking app. Advantage: high limits and clear transfer references.
• USSD Transfer – Fund using your bank’s short code. Advantage: works on basic phones and low data.
• OPAY Wallet – Pay from your OPAY balance. Advantage: fast wallet‑to‑merchant payments and easy reversals by the wallet provider.
• PalmPay Wallet – Fund via your PalmPay app. Advantage: instant confirmation and simple in‑app authorisation.
• Crypto (USDT/BTC) – Deposit in digital currency, converted to NGN in your balance. Advantage: larger limits and transparent network tracking.

New users in Nigeria can get a 120% bonus up to ₦9,000,000 plus 250 free spins on the first deposit. The offer applies to casino by default; a sports alternative is available if you select Sports Bonus at deposit.

• Bonus value: 120% of your first payment, capped at ₦9,000,000. Minimum deposit to qualify: ₦1,000.
• Activation: toggle the bonus in the cashier during deposit or enter an available promo code. Bonus funds and free spins appear after successful payment.
• Casino use: play eligible slots and games as listed in the promo terms. Free spins are issued in sets; winnings convert to bonus funds.
• Wagering for casino: 50x the bonus amount and 50x free‑spin winnings. Complete wagering within 7 days. Game weighting applies; table games and live casino may contribute less or be excluded.
• Sports alternative: 5x wagering on accumulator bets. Each selection min odds 1.40, total slip odds 3.0 or higher. Settle all bets within 30 days.
• General rules: real money is used first, then bonus funds. Maximum bet and other limits can apply during wagering. Check the full promotion terms in the cashier before placing bets.

If a payment does not arrive, check the points below and try the suggested fix.

• Card declined (OTP or 3‑D Secure failed): Your bank blocked the charge or OTP expired. Retry once, then contact your bank to allow online gambling transactions.
• Bank transfer pending: The sending bank is queued. Keep the receipt and wait up to 30 minutes, then share the reference with support if funds do not post.
• Wallet payment completed but no balance: OPAY or PalmPay may show success while the callback is delayed. Refresh your balance and contact support with the wallet transaction ID.
• Exceeded deposit limit: Your daily or monthly limit was reached. Adjust limits in Account > Responsible Play or try a lower amount.
• Name or KYC mismatch: The card, bank account, or wallet must be in the same name as your profile. Update your details or upload ID to complete verification.

Help is available if a deposit is delayed or rejected. Reach the support team through any of the channels below and include your payment reference.

• Live Chat: open the Help icon in the website or app, 24/7.
• Support form: submit a ticket via https://pin-up.ng/support.
• Email: [email protected] (include your username and transaction proof).